What is an Traditional Finance?

A Loan, not a Lease.

Equipment Finance is simply taking a ‘mortgage’ against the Equipment you’re buying and paying it off over time. You are buying an asset with debt, and pay it down with interest over time.

You take on all maintenance, servicing, and residual risk.

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Only the Asset is Covered.

You are the owner of the asset - you are therefore responsible for Insurance Maintenance & Service, Repairs, Software Licenses and Consumables independently.

You get the security of ownership, but not the benefit of bundling other services into a simple recurring payment.

Sunlight shining through trees in a dense forest at sunrise or sunset.

Pure Ownership.

In summary, you are buying the asset with a Loan that you must pay back over time.

You take on all risks and liabilities of the Equipment.


You must go through standard CAPEX approval processes as it is a purchase.